Todd the Teacher’s Story



Theresa the Teacher’s Story

The Educators Benefits Company


Disability Plans


Around 15% of ther world's population living with a disability.


56.7 million people in the U.S. have some sort of disability.


38.3 million people in the U.S. have a severe disability.


Accident Plans


2.35 million people were injured in car accidents


Nearly 90% of disabling accidents and illnesses aren't work related.


USA offers employees the opportunity to protect themselves and their families from the cost of accidental inuries with our Accident Protection Plan.


Critical Illnes Plans


Coronary events occur every 25 seconds; 88% of those stricken are able to return to their usual work.


People are diagnosed with cancer during their lifetime; 68% will survive at least 5 years.


Stroke is the leading cause of serious long-term disabilities.


Cancer Plans


About 207,090 new invasive causes of breast cancer were expected to occur among U.S. women in 2010.


12 million Americans are surviving cancer approximately.


Most importantly, thousands of lives could be saved each year with early detection and treatment.


Hospital Indemnity Plans


The cost of the average American hospital stay nearly doubled from 2000 to 2010 while the average stay length declined.


4.8 Average hospital stay.


$17,749.00 Average amount spent on out-of-pocket medical bills by those with health insurance who filed for bankruptcy.


Life Insurance Plans


Life insurance provides financial protection in the event of an untimely death.


95 million U.S. adults don't have any life insurance, that's 41% of total population




Among households with children under 18, four in 10 respondents said they would immediately have trouble meeting living expenses if a primary wage earner died.

Providing financial benefits when you need it the most

Supplemental Insurance Benefits

Take this Heart Risk
Assessment

Critical Illness
Take this Diabetes Risk Assessment


Take this Breast Cancer
Risk Assessment

Critical Illness

United Schools Associates in Bowie, Maryland, a boutique insurance agency, specializes in providing supplemental insurance benefits to the education community. We take pride in offering financial benefits when you need it most.

Our products consist of various income paycheck and lifestyle protection programs, including accidents, critical illness, cancer, disability/paycheck protection, hospital indemnity, and life insurance programs

We protect our clients and their families from the financial hardship that often occurs with a critical illness, accident, or loss of life. Our supplemental and enhanced insurance programs help educators and other infinity groups pay for things typically not covered by their standard insurance.

The cash benefits (often tax-free) are paid directly to the client to use for out-of-pocket medical and non-medical costs, such as: loss of income, transportation costs, food, lodging & long distance phone costs, long convalescence (recovery), child care expenses, deductible & co-insurance from major medical providers, forced liquidation of tangible assets, and other unforeseen expenses.

In most cases, the programs our insurance agency offers are portable, meaning you can take them with you should you change your job or retire. Additionally, they're guaranteed renewable for life.

Contact us at (844) 872-4968 in Bowie, Maryland, to find out more about our supplemental insurance benefits.